There are so many credit card processing on the internet and it gets confusing which one is right for you and your business. Our model is different than most credit card processors. We don't try to make our money in the first few months the relationship. We believe it is important to give competitive pricing and earn our revenue from a long lasting relationship built on honest and affordable merchant services.

We offer no contract, no random fees, just great rates and service. Our competitors call this risky, we call it our business model. We are also one of the only companies in the industry that utilizes a single point of contact from start to finish so our merchants don’t have to call some 800 number and talk to someone that doesn’t know them or their business. They call their agent with any issues and we take care of it!

You'll get no "smoke and mirrors" here!

If the majority of your credit card transactions are not in-person, and the card is not present, then to get the best rates possible, your business would need a Mail/Phone Order (MOTO) Merchant Account from SmartCardRate.

	Single Point of Contact - No spending time on some 800 number with someone who doesn't know you or your business.
	No Hidden Fees, Cancellation Fees, Annual Fees - Just great rates all the time
	Online Reporting Tools - Our reporting tools are unmatched in the industry. Your bookkeeper will LOVE US!
	A Variety of Value Added Services - Electronic gift cards, check services, loyalty programs, ATMs.
	FREE Virtual Terminal, FREE Gateway
	Rates as low as 1.99%
	Wholesale Terminals - We do not rent our terminals to make our money, we sell them at our cost to you.

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